City Of Little Rock Public Notice – Consolidated Plan





The City of Little Rock is beginning the planning process for the 2013 Action Plan.  The plan will outline funding and programming to be accomplished through the Community Development Block Grant (CDBG), HOME Investment Partnership (HOME), and Housing Opportunities for Persons With AIDS (HOPWA) Programs.  The City of Little Rock receives CDBG, HOME, and HOPWA funds from the U.S. Department of Housing and Urban Development (HUD).  Neighborhood planning meetings will be held throughout the City during July 9-16, 2012.  The purpose of these planning meetings is to gather input and ideas for funding as it relates to community development and housing in the City of Little Rock.  The Consolidated Planning Committee will prioritize community needs and prepare a funding recommendation for consideration by the Little Rock Board of Directors.  The neighborhood meetings will be held at the following locations:



 (2013 Planning Year)





West Central Alert Center – 4200 John Barrow Rd., Suite C
7/09/12  — 5:30 p.m. – 7: 00 p.m.

Southwest Community Center – 6401 Baseline  Rd.
7/12/12 — 5:30 p.m. – 7:00 p.m.

Dunbar Community Center – 1001 W. 16th
7/16/12 — 5:30 p.m. – 7:00 p.m.

Hinton Neighborhood Resource Center   3805 West 12th
7/19/12 — 5:30 p.m. – 7:00 p.m.

All interested persons are encouraged to attend and participate.

The City of Little Rock Assures Equal Opportunity in Employment and Housing

Fair Lending and Accountability

The following opinion by the editors of the New York Times was published September 7, 2011.  The piece was entitled, “Fair Lending and Accountablity.”  Here’s an excerpt of the article.
The banking industry is complaining loudly in Washington about the growing number of fair-lending investigations started by the Obama administration.  Given the discriminatory policies used by lenders before the housing meltdown, the banks and mortgage companies deserve the scrutiny.  Borrowers need more protection.

Pricing discrimination – illegally charging minority customers more for loans and other services than similarly qualified whites are charged – is a longstanding problem.  It grew to outrageous proportions during the bubble years.  Studies by consumer advocates found that large numbers of minority borrowers who were eligible for affordable, traditional loans were routinely steered toward ruinously priced subprime loans that they would never be able to repay.

Many of these lenders did not care if the loans went bad; by then, they had packaged them into securities and sold them to Wall Street.  Minority neighborhoods were disproportionately wiped out when the loans crashed and these homes were foreclosed.  The Justice Department says discriminatory practices continue, making it difficult for communities to recover from the crisis.

To read the rest of this article click here.

The Arkansas Fair Housing Commission is a quasi-judicial, regulatory, enforcement agency working in conjunction with the U.S. Department of Housing and Urban Development to enforce federal and state fair housing and fair lending laws.

AFHC’s mission is to receive, initiate, investigate, conciliate and/or resolve complaints alleging violations of the Arkansas Fair Housing Act.  The Arkansas Fair Housing Act like the Federal Fair Housing Act (Title VIII of the Civil Rights Act of 1968) prohibits discrimination in housing and housing related transactions based on race, color, national origin, religion, sex, familial status or disability.

To learn more about AFHC and the Fair Housing Act go to or call 501.682.3247.

Emergency Homeowner’s Loan Program

$17.7  Million Now Available in Arkansas to Help Homeowners at Risk of Foreclosure with Interest Free, Forgivable Loans-Deadline for Pre-Application Worksheet is July 22

LITTLE ROCK—The U.S. Dept. of Housing and Urban Development (HUD) in conjunction with NeighborWorks® America announced the launch of the Emergency Homeowners’ Loan Program (EHLP) today, to help homeowners who are at risk of foreclosure in Arkansas.

Congress provided $1 billion dollars to HUD, as part of the Dodd-Frank Wall Street Reform and Consumer Protection Act, to implement EHLP. The program will assist homeowners who have experienced a reduction in income and are at risk of foreclosure due to involuntary unemployment, underemployment, due to economic conditions or a medical condition.  HUD allocated $17,736,991 to fund this emergency loan program in Arkansas.

The Emergency Homeowners’ Loan Program (EHLP) can provide eligible homeowners with a 0% interest, forgivable loan that pays past-due mortgage payments (principal, interest, taxes, insurance, attorney fees), as well as a portion of the homeowner’s mortgage payment for up to 24 consecutive months, or up to $50,000, whichever comes first, and provided that certain eligibility requirements are maintained.

“Through the Emergency Homeowners’ Loan Program the Obama Administration is continuing our strong commitment to help keep families in their homes during tough economic times,” said HUD Secretary Shaun Donovan. “Working with our community partners across the nation through NeighborWorks® America, we are pleased to launch this program today in 27 states and Puerto Rico to help families keep their homes while looking for work or recovering from illness.”

The EHLP program will pay a portion of an approved applicant’s monthly mortgage including missed mortgage payments or past due charges including principal, interest, taxes, insurances, and attorney fees. EHLP is expected to aid up to 30,000 distressed borrowers, with an average loan of approximately $35,000.

Contact information for participating agencies, the Pre-Applicant Screening Worksheet and more information on the EHLP program and its eligibility requirements can be found at<> or by calling toll free at 855-FIND-EHLP (346-3345).

“Through our work around the country, NeighborWorks® America knows all too well that in these tough economic times, homeowners facing foreclosure are seeking help wherever they can find it. The deadline is July 22, 2011, so we encourage homeowners to apply now in order to find out if  they qualify for this new mortgage assistance program and learn more about the many options available to assist those with housing needs,” stated Eileen M. Fitzgerald, CEO of NeighborWorks® America.

The EHLP program will be offered in the following states: Alaska, Arkansas, Colorado, Hawaii, Iowa, Kansas, Louisiana, Maine, Massachusetts, Minnesota, Missouri, Montana, Nebraska, New Hampshire, New Mexico, New York, North Dakota, Oklahoma, South Dakota, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming and Puerto Rico.  Five states operating substantially similar programs are administering EHLP directly: Connecticut, Delaware, Idaho, Maryland, and Pennsylvania.

About the U.S. Department of Housing and Urban Development (HUD)

HUD’s mission is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD is working to strengthen the housing market to bolster the economy and protect consumers; meet the need for quality affordable rental homes: utilize housing as a platform for improving quality of life; build inclusive and sustainable communities free from discrimination; and transform the way HUD does business. More information about HUD and its programs is available on the Internet at<> and<>.

About NeighborWorks® America

NeighborWorks® America creates opportunities for people to improve their lives and strengthen their communities by providing access to homeownership and to safe and affordable rental housing. Since 1991, we have assisted nearly 1.2 million low- to moderate-income families with their housing needs. Much of our success is achieved through our support of the NeighborWorks network ― more than 235 community development organizations working in more than 4,400 urban, suburban and rural communities in all 50 states, the District of Columbia and Puerto Rico. In the last five years, NeighborWorks organizations have generated more than $15 billion in reinvestment in these communities. NeighborWorks America is the nation’s leading trainer of community development and affordable housing professionals.


For more information or to schedule an interview please contact of Douglas Robinson of NeighborWorks® America at 202-220-2360 or<>. In Arkansas, HUD is available for radio interviews-call Patricia Campbell, 817-681-9741.